Insurance for offices and office-based businesses
From accountants and consultants to agencies, call centres and head offices, we arrange insurance for office-based businesses Australia-wide.
Your fit-out, computers and data keep the business running. We compare cover across a range of insurers and set up protection that suits how your team works.
Covers to consider
Every business is different. Depending on what you do, a sensible program may include:
Office pack
Contents, fit-out, glass, theft and money, in one policy.
Business interruption
Lost income and extra costs if your office can't be used after an insured event.
Electronic equipment
Computers, servers, phones and portable devices, including breakdown.
Public liability
Injury to visitors or damage to their property at your premises.
Professional indemnity
Claims that your advice or service caused a client a financial loss.
Cyber insurance
Data breaches, ransomware, system outages and recovery costs.
Who it's for
- Accountants and bookkeepers
- Consultants
- Marketing and design agencies
- Financial and mortgage brokers
- Recruitment firms
- Engineers and architects
- Head offices
- Co-working tenants
Many leases require a set level of public liability and glass cover. We check your lease terms when we set up your policy.
Real risks we help you plan for
Burst pipes and water damage
A leak from the floor above ruins carpet, desks and computers.
Break-ins
Laptops and screens are easy to take and costly to replace.
Cyber attacks
A phishing email locks your files and stops work for days.
Visitor injuries
A client trips in reception and claims compensation.
Advice disputes
A client blames your work for a loss and starts legal action.
Power and system failures
Servers or phone systems fail and you can't serve clients.
How we work with you
Independent broking, Australia-wide, with one point of contact.
- We learn how your business runs and what you need to protect.
- We compare cover across a range of insurers and explain the key inclusions, exclusions and limits in plain English.
- We help with certificates of currency for contracts, financiers and leases.
- We support you at renewal, when things change, and through the claims process.
Frequently asked questions
Does my landlord's insurance cover my contents?
No. Your landlord usually insures the building only. Your fit-out, furniture, equipment and stock need their own cover.
Are laptops covered away from the office?
Only if you add portable cover. We can include laptops and phones that travel with your team.
Do I need cyber insurance if I use cloud software?
Cloud providers secure their own systems, not your logins, emails or payments. Cyber cover helps with breaches, fraud and recovery costs.
Talk to us about your cover
We will look at your premises, equipment, lease and the services you provide, and talk through your options. Call us, email us or request a callback. We service clients Australia-wide.
Get in touch
- Phone
- (03) 9078 6473
- info@mminsure.com.au
- Hours
- 9:00am to 5:30pm, Monday to Friday
Find out more
Every business is different - which means you need an insurance solution that is tailored for you. For more information, contact us today.
Contact us