Insurance for farm machinery and equipment
Tractors, headers, sprayers, quad bikes and implements are the backbone of a working farm. We arrange cover for farm machinery Australia-wide.
We compare cover across a range of insurers and set up protection for your machines in the paddock, in the shed and on the road between properties.
Covers to consider
Every business is different. Depending on what you do, a sensible program may include:
Accidental damage
Damage from collision, overturning, fire, storm and flood.
Theft
Theft of machines, implements and tools.
Machinery breakdown
Mechanical and electrical breakdown, where available.
Hay and crop fire
Fire started by machinery during harvest, where available.
Farm liability
Injury or damage to others caused by your farming activities.
Hire costs
Hiring a replacement machine during peak season.
Who it's for
- Grain growers
- Mixed farming
- Dairy and livestock
- Horticulture and orchards
- Vineyards
- Contract harvesters
- Hobby farms
- Agricultural contractors
Financiers usually require comprehensive cover on financed machinery. We can note your financier on the policy.
Real risks we help you plan for
Header fires
Dust and heat build-up start a fire during harvest.
Rollovers
A tractor or quad bike rolls on a slope or in a gully.
Theft from sheds
Machinery and tools are taken from remote sheds.
Breakdown at harvest
A breakdown at the worst time puts the crop at risk.
Road travel
Machinery is damaged or causes damage moving between properties.
Storm and flood
Severe weather damages machines left in the paddock.
How we work with you
Independent broking, Australia-wide, with one point of contact.
- We learn how your business runs and what you need to protect.
- We compare cover across a range of insurers and explain the key inclusions, exclusions and limits in plain English.
- We help with certificates of currency for contracts, financiers and leases.
- We support you at renewal, when things change, and through the claims process.
Frequently asked questions
Is my farm machinery covered under a farm pack?
Some farm packs include machinery, but limits and cover vary. We check what you have and fill any gaps.
Can contract harvesters get cover?
Yes. We can arrange machinery and liability cover for contractors working on other properties.
Are quad bikes and side-by-sides covered?
They can be, subject to insurer acceptance. Some insurers ask about safety features such as rollover protection.
Talk to us about your cover
We will look at your machines, how they are used and stored, and talk through your options. Call us, email us or request a callback. We service clients Australia-wide.
Get in touch
- Phone
- (03) 9078 6473
- info@mminsure.com.au
- Hours
- 9:00am to 5:30pm, Monday to Friday
Find out more
Every business is different - which means you need an insurance solution that is tailored for you. For more information, contact us today.
Contact us