Contractors plant and machinery insurance
From a single excavator to a full hire fleet, we arrange cover for mobile plant and machinery used by contractors Australia-wide.
Plant is expensive, and every day it sits idle costs you money. We compare cover across a range of insurers and set up protection for your machines on site, in transit and in the yard.
Covers to consider
Every business is different. Depending on what you do, a sensible program may include:
Accidental damage
Damage from collision, overturning, fire, storm and flood.
Theft
Theft of machines and attachments, on site or in the yard.
Breakdown
Mechanical and electrical breakdown, where available.
Hired-in plant
Machinery you hire from others while it's in your care.
Hire costs
Hiring a replacement machine while yours is repaired.
Registered plant liability
Third party injury or damage caused while machinery is operating.
Who it's for
- Earthmoving contractors
- Civil contractors
- Excavator and bobcat hire
- Crane operators
- Landscapers
- Demolition contractors
- Plant hire businesses
- Owner-operators
Principal contractors and hire companies often ask for proof of plant cover and a set liability limit before you start work.
Real risks we help you plan for
Overturning
A machine rolls on uneven ground and needs major repairs.
Theft from site
Machines and attachments are taken overnight from an unsecured site.
Transport damage
Plant is damaged while being loaded or moved on a float.
Fire
A hydraulic or electrical fault starts a fire in the engine bay.
Downtime
A damaged machine stops a job and you have to hire a replacement.
Third party damage
A machine strikes a service, a vehicle or a neighbouring property.
How we work with you
Independent broking, Australia-wide, with one point of contact.
- We learn how your business runs and what you need to protect.
- We compare cover across a range of insurers and explain the key inclusions, exclusions and limits in plain English.
- We help with certificates of currency for contracts, financiers and leases.
- We support you at renewal, when things change, and through the claims process.
Frequently asked questions
Is my plant covered under my contract works policy?
Usually not, or only in a limited way. Plant is normally insured under its own policy.
Can I insure hired-in machinery?
Yes. We can add cover for plant you hire from others, which is often a condition of the hire agreement.
What value should I insure for?
Most policies cover market value or an agreed value. We help you choose the right basis for each machine.
Talk to us about your cover
We will look at your machines, where they work and how they are stored and moved, and talk through your options. Call us, email us or request a callback. We service clients Australia-wide.
Get in touch
- Phone
- (03) 9078 6473
- info@mminsure.com.au
- Hours
- 9:00am to 5:30pm, Monday to Friday
Find out more
Every business is different - which means you need an insurance solution that is tailored for you. For more information, contact us today.
Contact us