Commercial Landlord Insurance
What is Commercial Landlord Insurance?
Commercial landlord insurance is a specialised insurance policy designed to protect property owners who lease or rent out commercial spaces. It typically covers risks like property damage, liability from tenant injuries, loss of rental income due to property damage, and other specific risks related to commercial property ownership.
This insurance helps safeguard the landlord's investment and provides financial protection against potential liabilities and unforeseen events.
Who should consider it?
Property owners, real estate investors, and property managers who lease or rent out commercial properties.
Insurance may cover a range of tenanted commercial properties. These may include:
Retail Sites / Shops
Office Spaces
Factories
Cafes and Restaurants
Warehouses
Property Damage Repair or replacement of property damaged.
Content Damage Protection for the contents within the property, including furnishings, equipment, and fixtures owned by the landlord.
Loss of Rental Income Loss of rental income if the property becomes inhabitable due to covered damages.
Theft & Malicious Damage Coverage for theft or intentional damage caused by tenants or others.
Property Owners Liability Coverage for legal liability arising from injuries or property damage to third parties on the insured property.
Glass Coverage for glass breakage and damage to fixed fittings within the property.
Business Interruption Coverage for loss of income and additional expenses resulting from an insured event that interrupts business operations.
Legal Expenses Reimbursement for legal expenses associated with eviction, disputes, or legal actions related to the property.
What can it cover?
Commercial Property Insurance can offer general protection for a business, which may include cover against:
Find out more
Every business is different - which means you need an insurance solution that is tailored for you. For more information, contact us today.